Before I go any further, let me grind an axe. Whoever invented that stupid rectangular (USB A) connector ought to be shot, or at least go down in infamy. I don't think a single piece of technology has annoyed me more and more consistently over many years than this ridiculous thing that looks like I can be plugged in either way. I good example of how not to design something.
The STM32 chips describe their USB subsystem as "USB OTG", i.e. "USB On The Go". As near as I can tell this involves a few extentions to the USB standard and allows a device to act as either a master or a slave.
The USB subsystem in the STM32 gets a 48 Mhz clock and must get a clock at this rate to function properly.
My primary resource is Chapter 22 in the reference manual for the STM32F411. This is RM0383 from ST; an 844 page document. Chapter 22 extends from page 668 to page 806 (138 pages). The Chapter title introduces the acronym "OTG_FS" for "On the Go, Full Speed".
I think dealing strictly with "Full Speed" is just fine for a first introduction.
Tom's Computer Info / tom@mmto.org